June 16, 2021
  • 7:06 am Conrad N Hilton Humanitarian Prize offers $1 million
  • 7:06 am ‘Inconspicuous consumption’ – charity shop research
  • 7:04 am Senior lawyer quits to set up HIV charity
  • 7:04 am Royal Consulting returns
  • 7:04 am TV presenter cleared of charity-plugs-for-cash allegations

first_img United StatesAmericas United StatesAmericas WhatsApp blocks accounts of at least seven Gaza Strip journalists News Follow the news on United States Facebook’s Oversight Board is just a stopgap, regulation urgently needed, RSF says Receive email alerts Organisation News Reporters Without Borders voices its support for Paul Cobb, the publisher of the Oakland Post newspaper, who has been put under police protection after being told a contract has been put out for his murder. Cobb has been getting death threats since his newspaper’s editor, Chauncey Bailey, was murdered on 2 August 2007. June 7, 2021 Find out more June 3, 2021 Find out more January 31, 2008 – Updated on January 20, 2016 Death threats against Oakland Post publisher amid complications in probe into his editor’s murder News RSF_en Reporters Without Borders is very concerned for the safety of Paul Cobb, the publisher of the Oakland Post, a weekly based in Oakland, California, who was given police protection on 16 January after being told a contract had been put out for his murder. The threat to Cobb appears to be linked to the August 2007 murder of the newspaper’s editor, Chauncey Bailey. A 19-year-old youth confessed to carrying out the murder and then retracted.“We would firstly like to express our support for Cobb and the Chauncey Bailey Project, which he helped to launch,” Reporters Without Borders said. “It is rare for a US journalist to get police protection and it shows that the United States is no more immune to direct attacks on press freedom than other countries.”The organization added: “The repeated threats against Cobb since Bailey’s death clearly refute the theory that it was an isolated act. The sole suspect’s confession and retractions are not sufficient evidence. We are waiting to learn what the investigators have discovered, particularly as regards the local community organisation known as Your Black Muslim Bakery.”An article in the media magazine Editor and Publisher on 17 January revealed that a man who had befriended Bailey before he was murdered recently told the police he was offered 3,000 dollars by two men linked to Your Black Muslim Bakery to lure Cobb to a place where he would be murdered.On 16 January, Cobb met Oakland police chief Wayne Tucker, who placed him and the informant under protection. The source of this information is journalist Thomas Peele of the Chauncey Bailey Project, an alliance of 25 newspapers, radio stations, journalists association and journalism schools that was formed with the aim of shedding light on Bailey’s murder.One of the project’s participants said financial problems due to a drop in advertising revenues, most of which were created by the atmosphere of fear and uncertainty since the murder, have forced Cobb to let some of his staff go, while other employees have resigned for fear of violence. Cobb has received several death threats since Bailey’s murder. Cobb said six prospective editors to replace Bailey have declined offers to replace Bailey until after the trial or the completion of the case.Bailey was an acknowledged leader of California’s Afro-American community, which views the Oakland Post with respect. Aged 57, he was gunned down on an Oakland street in broad daylight on 2 August 2007 by a masked man dressed in black, just a few yards away from the city’s law courts and three blocks away from the Post’s offices, while Cobb was walking towards Bailey. Nothing was taken from Bailey.Five days later, the police arrested Devaughndre Broussard, 19, an employee of Your Black Muslim Bakery, which runs a network of community bakeries, a security company and several schools. Broussard initially confessed to killing Bailey because of his negative articles about the organisation. But then he retracted, and pleaded not guilty during his latest court appearance on 24 January. His trial is not expected to take place until the summer.Those to close Bailey say that, prior to his death, he was investigating some allegations of Police wrongdoing as well as Your Black Muslim Bakery, and its founder and leader, Yusuf Bey IV, who is suspected of involvement in protection rackets, murders and kidnappings. Bey is the son of a Black Muslim leader but his organisation is not affiliated to the Nation of Islam.Bailey had reportedly discovered that Your Black Muslim Bakery was in practice under the control of a gang. The firearm that killed him had allegedly already been used by Bey. Some press reports have talked of ties of friendship of Bey and Derwin Longmire, the police officer in charge of the Bailey murder investigation. Help by sharing this information to go further NSO Group hasn’t kept its promises on human rights, RSF and other NGOs say News April 28, 2021 Find out morelast_img read more

READ MORE

first_img Previous: What’s Really Driving the Real Estate Market? Next: July 2017: How Freddie Fared in Daily Dose, Featured, Market Studies, News Home / Daily Dose / Diversity: Influencing the Mortgage Industry Demand Propels Home Prices Upward 2 days ago August 25, 2017 1,740 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Women in Mortgage 2017-08-25 Whitney Blessington Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Whitney Blessington  Print This Post Subscribe Whitney Blessington is VP of Marketing and Debbie Schmidt is Phoenix branch manager for Churchill Mortgage, a full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 44 states. About Author: Debbie Schmidt Share Save Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: Women in Mortgage Diversity: Influencing the Mortgage Industry The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Making homebuyers’ dreams a reality is the goal of every great lender, and in the past few years, how that goal is achieved has changed—influenced by laws, technology and an emerging homebuyer demographic. This is where many articles go down the path of discussing “millennials”, but in the spirit of DS News’ upcoming September Diversity issue, we’re here to highlight another trend: female homebuyers. According to the 2017 National Association of Realtors Home Buyer and Seller Generational Trends report, single women are buying more houses than single men today. While the majority of total homebuyers are married couples (66 percent), 17 percent were single females (compared to single men, who comprise seven percent of the total).So, why are more females buying homes? There’s much speculation and no clear answer (although, we have some ideas). What does it mean for lenders? It’s an exciting and positive change that every lender should pay attention to; it will help them adjust their strategies to fit the shift in buyers, and continue making homeownership a reality for every borrower.Empowerment and Departure from Tradition Women today are more empowered than ever before and have a more inherent self-sufficient mindset compared to previous generations. It exceeds well beyond the mortgage industry; there are more female entrepreneurs, professors and working professionals in the workforce and for the first time ever, a female was a primary candidate for the presidency of the United States. And while there’s still much work to be done before we reach true equality, we can’t ignore the progress we’ve made so far. In addition, tradition dictated that marriage preceded a home purchase, but today, there’s a change in that thought process. Analysis of data from the National Survey of Family Growth showed that of women born in the 40s, 25 percent were unmarried by the time they reached the age of 23. Conversely, the share of unmarried 23-year olds born in the 90s is 81 percent. Under this empowerment and departure from tradition lies a fundamental characteristic of women: the desire for stability and security and the tendency to be the familial caretaker. A home defines those characteristics.As lenders, appealing to homebuyers with a variety of characteristics requires an array of targeted approaches. This isn’t anything new; borrower segmentation has been around and used for a long time and successful lenders know to be responsibly mindful of current borrower dynamics because each one brings a unique mindset to home buying that must be understood and respected. Overall, homebuyers want to understand the process and have the best education available to help create a trusted and enjoyable experience. The difference today is the diversity of the segments. A larger share of female homebuyers means making changes in two key areas:Appealing to the Female Homebuyer Lenders must take into consideration how males and females approach a home purchase. Male borrowers have a tendency to prioritize the interest rate – they’re likely to be more analytical and process-driven. Female borrowers on the other hand will relate more to the aesthetics and emotional components of the purchase (security, stability and trust). That isn’t to say that the budget is less important for the female homebuyer, but the conversation and communication leading up to the final decision is going to be different. Each requires a unique approach from a marketing perspective. For example, women tend to trust each other more than traditional advertising and tend to use social media more often than males, specifically Facebook and Instagram. They’re also more likely to follow brands. As a marketing team, this is important to keep in mind. When it comes to the home search, females tend to find the house they like and then look into the budgetary requirements (whereas males prioritize the loan and then the home search). We looked at our own sample of data, and it showed that of total applications, a larger share of men (24.5 percent) get pre-approved before completing the mortgage application compared to females (15.6 percent).What it really all comes down to is communication and making sure that the borrower is comfortable with the process. If you’re not as intimidated, then you’re more likely to get further along in the process. That is the most important thing in our business and more diversity enables lenders to connect with borrowers in a more natural and easy way. Obviously, this is good for business, but as a whole, it makes the industry more approachable. Consider a business operating in a predominately Spanish-speaking area. Having employees who can communicate has a tremendously positive impact.Diversifying Your WorkforceIn 2001, Ford Motor Marketing reported that women influenced 80 percent of all car purchases and at that time, CNW Research (an automotive marketing research firm) found that “half of new car purchases are made by women, and 53 percent of used car sales can be attributed to women.” The growing female influence changed the automotive industry—in response to the increasing share of female car buyers, repair shots and dealerships began hiring more female technicians and service managers. Not because there was a demand to be treated differently, but because there was a need to adjust to the behavior styles of female customers, to make them feel comfortable when interacting with the sales representatives and mechanics. There was noticeable change in the operations of automotive retailers, with a greater emphasis on cleanliness and appearance, which lead to a better experience for the emerging customer segment. We’ve already established that more single women are buying homes and research from the Harvard Business Review shows that women make the decision in the purchases of 91 percent of homes. It only makes more sense to have mortgage professionals who can connect and relate with female homebuyers and that’s naturally going to be a female loan officer; someone who can simply communicate and share experiences with them and provide insights in a more relatable manner.Regardless, any lender should seek mortgage professionals with exemplary character, who are caring and competent and who are driven to achieve goals in their everyday approach. It’s also important to strike a balance of the strengths of everyone, whether male or female. Each person has their own unique dynamic and it’s important to consider those dynamics when professionals approach their duties in the mortgage industry.What this Means for the IndustryWe are excited to see this shift in the mortgage industry. A diverse workforce across all levels of the mortgage industry benefits us all. Each person performing to their strengths will make the entire team stronger, which strengthens the organizations from the ground up.Females bring a different skill set to the trade that is beneficial and the effect this has on borrower service is undeniable. Breaking down the barriers to entry to the industry is critical. Lenders have to help serve and treat everyone with the same excellent service no matter what and every adjustment, big or small, must be made to ensure that borrowers are provided with the best homebuying experience. Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

READ MORE